august 2019 Urban Policy Dialogues | Aromar Revi & Gautam Bhan | Chapter 4: Housing

“Affordable Housing” has become a common term within policy circles ranging from “housing for All by 2022”; within banking and finance as priority sector lending; in descriptions of an emerging and untapped housing market; as well as within civil society activism around housing rights. Yet little clarity exists on what “affordable” housing for urban India really is and how it should feature as an object of public policy. Using data on housing shortage, income distribution and unmet need for adequate housing, this presentation resonates the chapter to argue that “affordable housing” in contemporary urban India must be housing under Rs. 10 lakhs. It further argues that the vest approach to address the existing housing shortage at this price point is to improve existing but inadequate housing rather than building new units. By doing so, it challenges the widely used metric that an affordable housing unit should be a 25 square metre flat.

august 2019 Urban Policy Dialogues | Aromar Revi & Gautam Bhan | Chapter 4: Housing
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